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Can my heirs still inherit the property?

Yes, but repayment of your Reverse Mortgage loan must be made in accordance with HUD guidelines.  All HECM loans are considered non-recourse.  This means that the HECM borrower (or his or her estate) will never owe more than the loan balance or value of the property, whichever is less.  And no assets other than the home can be used to repay the debt. The amount that's due to the lender is the lesser of the Reverse Mortgage loan balance or 95% of the appraised market value of the home."