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National Reverse Mortgage Lenders Association

We are a member of the National Reverse Mortgage Lenders Association (NRMLA).

As members we adhere to the highest standards of practice in Reverse Mortgages. NRMLA provides a national voice for lenders, loan servicers, third-party vendors and investors engaged in the reverse mortgage business. In that capacity, NRMLA educates consumers about the pros and cons of reverse mortgages, trains lenders to be sensitive to clients' needs, enforces Best Practices and Code of Ethics, and promotes reverse mortgages in the news media.

NRMLA Code of Ethics & Professional Responsibility

How can loan proceeds be used?

Any way you choose!  It’s your money – there are no restrictions on its use.

  Eliminate monthly payments (i.e. mortgage and credit cards).

  Supplement your present income - fill the gap between your retirement expenses and retirement income.

  Fund medical expenses - pay for in-home or nursing home care for yourself or family member.

  Improve your home to ensure it is safe and secure.

  “Gift” monies to your children or grandkids for a start on their first home or perhaps for college tuition.

  Enjoy additional leisure activities - get to that "bucket-list".